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News:
-. Late Summer BONUS time.
As requested by numerous members, I have arranged another promotion for you to get these position numbers up towards a payout stage.

From NOW until the end of SEPTEMBER 2010 we can once again offer BUY 2 and get 2 FREE!

Take advantage while this offer is on because I never know ...


-. Payments for other members
Would all members please note that if they make a payment for another member they either include that other member's name on the payment reference OR send us an email regarding the payment.

This will allow us to credit member accounts with the correct numbers more quickly.

T...


-. NEW feature!
Offshore Bank Accounts and ATM cards now added to member bonuses.


-. Instant Bonus Payments - Updated
As of August 4th 2010 Over 38900 bonus payments have already been made to members, worth in excess of $153,000!


read more...
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REVERSE PENSION PLAN OVERVIEW
 
 
The opportunity to participate in a reverse pension plan has, until now, been a closely guarded secret for many years, with such an opportunity being a reality only amongst the rich and powerful.

Now, thanks to the advent of the Internet and the ability to reach thousands of individuals, we are able to bring the concept of the reverse pension plan to the world and an opportunity for a richer life to all who decide to join us.
If you're someone who would like the opportunity to improve your financial future today, please accept our invitation to take a close look to see if the Excel Prestige Worldwide Reverse Pension Plan is for you.
 
The Excel Prestige Worldwide Reverse Pension Plan
This is a membership that you purchase once ($40.) in return for a compensation in one lump sum ($70,000.) before you retire, payable once the required membership (every 25,000 members x 4) has been reached.

Membership in the Excel Prestige plan is available to anyone, of any nationality, between the ages of 18 and 75.

The plan will be limited to a total membership of 100,000 accounts. Once this number is achieved the membership offer will close and the program will be closed.

Additional 'bonus' payments of $2,000. per new member will be paid to members who successfully refer other members into the program PLUS we also now offer additional and instant referral bonuses paid directly to your AlivePay account with payments made every hour of every day.

Due to the location of our experts, and of some of the key financial institutions involved in this program, the currency used will be US Dollars. If you are located outside the US, our membership payment gateway will allow you to convert your own currency into US Dollars.
The Downside of Traditional Pension Plans
Normally, pension plans require the policy holder to pay premiums into a policy for a period of up to 40 years and then at around 65 years of age the benefits are paid out at a monthly rate (if he or she is still alive to enjoy them). Of course, this means waiting years, even decades before any financial benefit is derived from the plan.

Additionally, a less favorable point of normal pension savings is the older you are when you enter the program, the more you are required to pay to gain at least a reasonable benefit when your payout finally commences. You also run the risk of your pension fund reducing in value due to falling markets or tax-grabs by governments, or disappearing altogether due to corporate theft or fund mismanagement (as has happened recently in the UK and US). All in all, though essential to most people, 'normal' pension plans can offer very little security for the future.
LEARN how the Excel Reverse Pension Plan is Different
Firstly you do not need to contribute to the policy for several years. All you need to do is pay your one-time membership of $40. Period. This fee covers the cost of setting up and administering the plan on your behalf. (Similar programs for the financial elite have required enrolments in excess of $100,000 and have produced millions of dollars in return)
 
A simplified overview of how it all works
(Note: the figures and calculations involved in this plan are more complex than illustrated below)

Upon completion of the program (at each 25,000 accounts achieved) each member will have a pension plan set up for them by our team of experts with a face value of $250,000 (this is the contract maturity value when the member reaches age 75).

A mortgage is then raised on each policy through our investment bank for 60% of the face value, a sum of $150,000.

The mortgage is used to pay for the $60,000 premium amount on the policy and give the member their $70,000 lump sum 'Reverse Pension' payout.

The pension policies are then sold to another bank for a discounted sum of around $160,000. This money pays off the mortgage raised plus any interest or charges accrued.
 
The end results being:
Members receive a $70,000 payout for their $40 enrolment charge plus an additional $2,000 for every other member they personally introduce to this program, and instant payments of between $1 and $5 for all direct or indirect referrals down a 5 x 5 forced matrix.

The pension company sells 100,000 new policies.

The first Bank sells 100,000 mortgages, has 100,000 new potential customers for other products, and returns a fast $10,000 profit on each policy.

The second Bank buys 100,000 pension policies worth $250,000 for $160,000 each, realizing a long term profit of $90,000 on every policy.

Excel Prestige International and our financial experts receive several thousand dollars for each policy.

 
Bottom line...a happy and prosperous WIN - WIN situation for all involved.
 
THE KEY TO SUCCESS is YOU!
Of course all aspects of the plan must work in close harmony in order for this program to succeed, with the most important aspect of the plan being our members. 

We have structured this program to offer many solid benefits to each member who chooses to join us, including:
  • a low membership fee of just $40. per plan;
  • $70,000 pay out per plan;
  • purchase of unlimited plans;
  • $2,000 on plan completion, for each new member you personally introduce;
  • an extended age range (18-75) to allow more members to participate;
  • instant referral bonuses;
  • a forced 5 x 5 matrix to help you earn more instant referral bonuses
  • pay out commences at each 25,000 members
  • an offshore banking solution with a debit card
Instant Referrals - See how this works (below):
You will earn instant bonus $ for all of your direct and indirect referrals. This means that every time someone uses your referral URL to join the plan, you will receive money directly into your AlivePay account.

You will earn instant e-currency for every person you refer, and also get paid for the referrals referred by your referrals and then for their referrals and so on, down 5 levels deep.

The table below is an example which demonstrates how your earnings could accumulate.

Please note: This example is for illustration purposes only and does not represent any guarantee of income.
 
Level Amount People Income
1
$1
5
$5
2
$2
25
$50
3
$3
125
$375
4
$4
625
$2500
5
$5
3125
$15,625
 
The Instant referral bonus offered by Excel Prestige Worldwide Pension Plan is a forced 5 X 5 matrix, which means that when your up line has more than 5 referrals, you will get free referrals (spillover) passed down to you. In addition to this, any new member who joins the Plan without a sponsor will automatically be placed below a random existing member and all referral payment will still be made!
 
Total Possible Instant Bonus Payments Per Plan - $18,555
Add to this your $2,000 direct referral bonus x 5 - $10,000
And then add to this your projected pension plan payout - $70,000
And you see that by joining our program and introducing just 5 other
people you could earn a possible income of $98,555
     
 
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